Our people are experts in their field and build relationships with our brokers and clients that persist over time. Watch this video of our LSM Story.
As part of the Liberty Mutual Insurance Group, we take a long-term view and are wholly devoted to our policyholders and broker partners. We prosper together by unlocking opportunities which deliver shared success. Our mutual insurance status and unique perspective helps us make better decisions, deliver innovative solutions and pursue our goals to benefit our partners.
Founded more than a century ago, we have a profound sense of purpose. Our services help make the world a safer place. And we offer welcome continuity in an unpredictable world.
We offer a breadth of world-class insurance and reinsurance services to brokers and insureds in all major markets. Our expert teams are resourceful, responsive and empowered to make decisions quickly. We create solutions and build relationships which stand the test of time.
Our values
Put people first
Act responsibly
Keep it simple
Make things better
Be open
Why choose a mutual insurance company?
As a mutual insurance company, we take a long-term view and are entirely focused on the needs of our policyholders and broker partners.
Our business rests on us being able to honour our promises at a point in the future. Our clients want to know that if they have a claim, we will be around to pay it. As a mutual insurance company, we are structured to be there when our clients need us.
We dedicate our time to serving the needs of our clients, as we are less likely to be distracted by short-term decision making, the demands of investors, and burdensome management structures.
Mutual insurance companies are also attractive companies to work for. Our long-term view allows us to invest in our people, giving them freedom to develop their unique talents and build relationships which stand the test of time.
More about who we are
Financial strength and ratings
How we conduct business
