Protecting your business is as important as creating beautiful gardens.

Liberty has more than 20 years of experience working with the horticulture industry and had developed specific insurance cover available through Fitzpatrick’s & Co Insurance Brokers that meets the needs of these businesses. We have an in-depth knowledge of the risks associated and the insurance program required to help reduce your exposure.

Significant policy limits available

Liberty’s Commercial General Liability policy tailored especially for the horticultural industry has an overall capacity of $50m and automatically includes enhanced cover for:

• Financial loss $500,000 limit of liability
• Statutory fines & penalties $2,000,000 limit of liability
• Care, custody and control $250,000 sub-limit

Covered occupations

Coverage tailored to a wide range of gardeners and tree loppers within the industry, including but not limited to:

• Tree surgeons
• Tree inspectors
• Consultants
• Stump removal
• Wood chippers
• Tree fellers
• Forestry gardeners
• Groundsman
• Landscape gardeners
• Lawn mowing

Optional policy enhancements

When purchasing a Liberty Security Industry Liability policy you can also apply for the following policy enhancements:

• Statutory fines & penalties up to $5,000,000
• Financial loss up to $20,000,000